October 20th, 2016 Of Mice and Men

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Directions: ANSWER USING COMPLETE SENTENCES! Use the information you have been given to answer questions about: Understanding Health Insurance

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Level#1

Most people do not have enough money to pay huge medical bills. Many families have health insurance. Health insurance is a plan that helps you pay doctor and hospital bills. People without health insurance may not get the care they need because they cannot afford it. Some people get group health insurance through their job. Buy your own plan often cost much more.

1. What do most people not have enough money for?





2. What do many families have?





3. What is health insurance?







Level#2

Most people do not have enough money to pay huge medical bills. Many families have health insurance. Health insurance is a plan that helps you pay doctor and hospital bills. People without health insurance may not get the care they need because they cannot afford it. Some people get group health insurance through their job. Buy your own plan often cost much more. Health insurance plans can differ. In some plans, you pay a deductible and co-insurance. A deductible is a yearly amount you must spend before the insurance pays anything. Co-insurance is a the amount you pay after the insurance pays.

1. What do most people not have enough of to pay, and what do they have?






2. What is health insurance, and how can not having it affect a person?





3. What so some people get through their job, and why is it better to get health insurance this way?








Level#3

Most people do not have enough money to pay huge medical bills. Many families have health insurance. Health insurance is a plan that helps you pay doctor and hospital bills. People without health insurance may not get the care they need because they cannot afford it. Some people get group health insurance through their job. Buy your own plan often cost much more. Health insurance plans can differ. In some plans, you pay a deductible and co-insurance. A deductible is a yearly amount you must spend before the insurance pays anything. Co-insurance is a the amount you pay after the insurance pays. Other types of plans require a co-payment. This is a fixed dollar amount for a healthcare service, such as a doctor's visit. Some plans let you see any doctor. Other plans have a list, or network, of selected doctors.

1. Explain what most people do not have enough of, what many families have, and what is health insurance.







2. Explain what people without health insurance may not get and why, and where do some people get their health insurance.







3. Explain the advantage of getting health insurance through a job, and are all plans the same.









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