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Directions: ANSWER USING COMPLETE SENTENCES! Use the information you have been given to answer questions about: Understanding Health Insurance
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Level#1
Health insurance plans can differ. In some plans, you pay a deductible and co-insurance. A deductible is a yearly amount you must spend before the insurance pays anything. Co-insurance is a the amount you pay after the insurance pays. Other types of plans require a co-payment. This is a fixed dollar amount for a healthcare service, such as a doctor's visit. Some plans let you see any doctor. Other plans have a list, or network, of selected doctors.
1. What is a deductible?
2. What is co-insurance?
3. What is a co-payment?
Level#2
Most people do not have enough money to pay huge medical bills. Many families have health insurance. Health insurance is a plan that helps you pay doctor and hospital bills. People without health insurance may not get the care they need because they cannot afford it. Some people get group health insurance through their job. Buy your own plan often cost much more. Health insurance plans can differ. In some plans, you pay a deductible and co-insurance. A deductible is a yearly amount you must spend before the insurance pays anything. Co-insurance is a the amount you pay after the insurance pays. Other types of plans require a co-payment. This is a fixed dollar amount for a healthcare service, such as a doctor's visit. Some plans let you see any doctor. Other plans have a list, or network, of selected doctors.
1. Why is it an advantage to have a health insurance plan, and why is it a disadvantage to not have one?
2. Some health insurance plans require a co-payment. What is a co-payment?
3. Some health insurance plans let you see any doctor and others have a list, or network, of selected doctors. Which one do you prefer and why?
Level#3
Most people do not have enough money to pay huge medical bills. Many families have health insurance. Health insurance is a plan that helps you pay doctor and hospital bills. People without health insurance may not get the care they need because they cannot afford it. Some people get group health insurance through their job. Buy your own plan often cost much more. Health insurance plans can differ. In some plans, you pay a deductible and co-insurance. A deductible is a yearly amount you must spend before the insurance pays anything. Co-insurance is a the amount you pay after the insurance pays. Other types of plans require a co-payment. This is a fixed dollar amount for a healthcare service, such as a doctor's visit. Some plans let you see any doctor. Other plans have a list, or network, of selected doctors.
1. Health insurance plans differ. Explain what a deductible is, and what co-insurance is.
2. Some people get group insurance through their job, which usually requires a co-payment. Explain what a co-payment is.
3. Some health insurance plans let you see any doctor, and others make you choose from a list of selected doctors. Which choice do you prefer and why?
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